Terms of Service

1. About these terms

These Terms of Service ("Terms") form a binding agreement between you and Heritage Valuation ("we", "us", "our") concerning your use of this website. By accessing or browsing the site you agree to be bound by these Terms. If you do not agree, please discontinue use.

2. Nature of the website

This website provides general information about our Insurance Appraisal, Replacement Cost Valuation and Insurance-to-Value review services. Content is published for information only and does not constitute professional advice, a valuation, an appraisal, or a recommendation in respect of any specific property.

3. Engagement of services

Professional services are only provided pursuant to a written engagement letter signed by both parties. That letter sets out scope, fee, basis of valuation, assumptions, limitations of liability and timelines for the work. Nothing on this website creates a retainer or professional relationship.

4. Deposits and payments

Where deposits are accepted via this site they are processed by Square. By paying a deposit you authorise Square to charge the stated amount in Canadian dollars and you accept Square's own terms in addition to ours. Deposits are held against the engagement fee and are refundable in accordance with the engagement letter.

5. Intellectual property

All text, images, design and code on this site are owned by or licensed to Heritage Valuation. You may view and print pages for your own non-commercial use. You may not reproduce, redistribute or create derivative works without prior written consent.

6. Acceptable use

• Do not attempt to gain unauthorised access to the site or its infrastructure.
• Do not submit content that is unlawful, defamatory, or infringes the rights of others.
• Do not use the site to transmit malware or to scrape content at scale.

7. Third-party links

The site may link to third-party websites for convenience. We do not endorse and are not responsible for the content, policies or practices of those sites.

8. Disclaimer

The website is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, Heritage Valuation disclaims all warranties, express or implied, including warranties of merchantability and fitness for a particular purpose, and warranties as to the accuracy or completeness of any information.

9. Limitation of liability

To the maximum extent permitted by applicable law, Heritage Valuation will not be liable for any indirect, incidental, special, consequential or punitive damages arising out of or in connection with your use of this website. Our liability for professional services is governed by the engagement letter for that work.

10. Governing law

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein. The courts of Ontario have exclusive jurisdiction in respect of any dispute arising out of or in connection with these Terms.

11. Changes

We may update these Terms from time to time. The current version will always be posted at this URL with the "Last updated" date above.

12. Contact

Questions about these Terms can be sent to enquiries@example.com.